No. Each Spendesk physical card is issued to one specific cardholder and can't be lent or transferred to a coworker.
For: All cardholders (Requesters), Admins, and Account Owners.
Before you start
Physical and virtual cards are linked to individual user accounts.
Ordering a new physical card for a coworker is free of charge.
Only Account Owners and Administrators can order a physical card.
Why you can't lend or transfer your card
Both virtual and physical cards are linked to individual user accounts. Every transaction appears in Spendesk under the cardholder's name. Lending your card makes it harder to match receipts to the right transaction later.
This rule helps Account Owners, Administrators, and Controllers (including your accountant) track and monitor company expenses accurately.
⚠️ Warning: Sharing your card with a coworker, even temporarily, means their spending will appear under your name and can't be easily corrected afterward. It also creates security flaws.
Step-by-step instructions: order a card for your coworker instead
Ask your coworker to confirm they don't already have a physical card.
Contact your Account Owner or Administrator to request a new card on their behalf.
Your Account Owner or Administrator navigates to the Cards tab.
They click Order a new card.
They enter your coworker's name and delivery details to complete the order.
Expected result: Your coworker receives their own physical card, free of charge, within a few days.
🔒 Access: Only Account Owners and Administrators can order a physical card.
FAQs
Can I give my PIN to a coworker instead of lending the physical card?
No. Sharing your PIN doesn't solve the issue: transactions still appear under your name, plus it creates security flaws.
Is there a cost to order an extra physical card for a coworker?
No. Spendesk provides physical cards free of charge, including for replacements.