All your Spendesk cards are subject to regulatory limits, which may impact your ability to spend, especially for large transactions. Get familiar with them to avoid a failed payment.
Note: card limits can vary depending on whether you are an EEA, UK or US customer. This can be determined by checking what the main currency applied to your account is (EUR, GBP or USD).
Limit per transaction
The maximum amount allowed in one transaction.
Card type | EUR | GBP | USD |
Physical | €10K | £10K | $12K |
Virtual - Single use | €50K | £50K | $50K |
Virtual - Recurring use | €50K | £50K | $50K |
Monthly cumulated limit
The maximum amount (cumulated) allowed to be spent in 1 month.
Card type | EUR | GBP | USD |
Physical | €50K | £50K | $25K |
Virtual - Single use (single-use cards can only be used once) | N/A | N/A | N/A |
Virtual - Recurring use | €150K | 150K€ | 200K€ |
Single cash withdrawal amount limit
The maximum amount of cash you can withdraw in one go.
Card type | EUR | GBP | USD |
Physical | €200 | £200 | $200 |
Monthly cash withdrawal amount limit
The maximum amount of cash you can withdraw in one month (cumulated).
Card type | EUR | GBP |
Physical | €2K | £2K |
Single contactless transaction amount limit
The maximum amount you can tap with your card without needing to insert your pin.
Card type | EUR | GBP | USD |
Physical | €50 | £42 | $50 |
Single offline transaction limit
Offline transactions occur when there is not authorization done on the payment. For example, when buying a snack on an airplane.
Card type | EUR | GBP |
Physical | €200 | £200 |
Maximum number of contactless payments
The number of consecutive contactless card payment that can be made without entering the PIN. Reaching the limit should lead to ask for the PIN to be entered & doing so will reset to 0 the number of contactless payments.
Card type | Limit |
Physical | 5 |