➡️ Account owners can fund a US wallet.
In order to properly link your US bank account to your Spendesk account, you will have to follow these steps ⤵️
1. Ask your US bank to whitelist Spendesk (See details here).
This can take up to 48h and needs to be completed by the bank before moving to step 3.
2. Wait for your KYB to be validated (nothing is possible beforehand). Contact your CSM in case you have a question regarding this.
3. Fill in your company's bank details in your Spendesk interface (it will generate 2 small transfers to your company's bank account)
4. When received, after 2/3 days, enter these 2 small amounts on Spendesk (It is called the "penny test" or "micro-deposit test").
5. Initiate the ACH debit of the amount of your choice (it should be done in a few days - 3 to 7 usually).
🔥 Important: There is no method other than an ACH to fund the Spendesk account currently.
ACH Funding Activation details
If you need to whitelist Spendesk for ACH, the Company ID is:
Originator ACH Company ID: 1020401225
Originator Name: Paymentech
Marqeta ID: 000240066