The time taken to execute the transfer depends on the time of signature:

  • SEPA transfers confirmed before 9:00 PM are executed on the same business day.
  • SEPA transfers confirmed after 9:00 PM are executed on the next business day.

Once executed, it can take up to 3 business days before the beneficiary receives the money on his/her bank statement.

⚠️ If you choose to use your Spendesk Wallet to reimburse your employees, check if you have enough funds to cover the transfer. If not, add funds to your Wallet.


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