You can use your Spendesk card anywhere VISA is accepted, including when traveling abroad. Before you travel, ensure that you have topped up your card, as internet connectivity may be limited in some locations. If you're unable to top up while abroad, you may face difficulties using your card.
Use Your Card in the US
In the US, you can either insert your card and enter your PIN or swipe it at payment terminals.
Security Information
Our cards are equipped with security features to ensure safe usage. We recommend always inserting your card into a connected payment terminal and entering your PIN code for added security.
If you need to withdraw cash using your Spendesk card, please ask your Account Owner to activate the Cash Withdrawal feature.
Foreign Exchange (FX) Fees
A 2.99% FX fee will apply to transactions made in a currency different from the one set as your default Spendesk account currency. The exchange rate used is the one applied by VISA. Please note that the transaction date shown in your payment details will reflect the date of the payment (e.g., payment made by xxxx on the xx/xx/xxxx).
Cash Withdrawal Fee
If your Account Administrator has enabled the cash withdrawal feature on your Spendesk physical card, a 0.75% fee (minimum 1 EUR/USD/GBP) will be applied per withdrawal, regardless of whether the withdrawal is made in the card’s currency or a different one.
Check Your Spending Limits
To learn more about your spending limits when using your card abroad, please refer to our dedicated help center collection on Card limits.
Important Reminders
Ensure that your card is loaded with sufficient funds before traveling abroad.
Verify that the necessary features, like cash withdrawal, are activated if needed.
Always be aware of the applicable fees and limits for transactions abroad.