💳 Pay with a physical card

Several ways to pay using a physical card

Updated over a week ago

You have received a physical card and now you'd like to start using it.

You have 4 ways of paying with Spendesk cards!

Physical payments

🌐 In Europe

You'll have to activate your card using your PIN before proceeding to a contactless payment.

  • Enter your card in the POS and type your PIN, or

  • Put your card against the POS, above the contactless sign, to pay using contactless (limit is 50 at once).

  • Add your receipt to the Spendesk payment.

🌎 In the US

  • Enter your card in the POS and type your PIN, or

  • Swipe your card, or

  • Put your card against the POS machine, above the contactless sign, to pay using contactless (limit of 50 at once).

  • Add your receipt to the Spendesk payment.

Virtual payments

  • Complete the website's online payment form.

  • Make sure to add your phone number to Spendesk before you pay, otherwise 3DS verifications cannot be carried out and payment will be cancelled.

  • Validate the payment if a 3DS verification is required.

  • Add your receipt to the Spendesk payment.

  • Note that above 500 euros our banking partner requires a 3DS-authentication even if the payment is recurring 🙏

Pay using your phone (without using your physical card)

  • Add your Spendesk physical card to the app 'Curve'.

  • Add 'Curve' to Apple pay / Google Pay.

  • Use 'Curve' on your phone to pay using contactless.

  • Add your receipt to the Spendesk payment.

➡️ No need to take your card out of your wallet anymore!

Edit Sept 22:

  • Curve accounts are not free anymore (4.99 at account opening). Discuss it with your manager, because it might still be worth it!

  • Sometimes the Curve app applies fees (in GBP) to purchases made in euros (good to know).

Pay using Spendesk x Paypal

  • Add your Spendesk card to a Paypal account.

  • Make sure to add your phone number to Spendesk before you pay, otherwise 3DS verifications cannot be carried out.

  • Select 'Paypal' as a payment method on the website

  • Log in Paypal when required by the website

  • Select your card and pay, without having to write your card details!

  • Add your receipt to the Spendesk payment.

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