Skip to main content

You suspect a fraudulent payment

What to Do if You Suspect a Fraudulent Transaction

If you suspect a fraudulent card transaction on your Spendesk account, follow the steps below to secure your account and resolve the issue.
​
​

Looking for automated receipt checks?

Spendesk also offers Anomaly and fraud checks on receipts in Prepare. This feature automatically checks the supplier, date, and amount on a receipt against the related payable in Bookkeep > Prepare. It is separate from the card fraud response process described below.
​
​

What to do if you suspect fraud

  1. Block or pause your card
    ​
    ​

    • Physical cards: Go to the Cards tab and click Block card.

    • Virtual cards: Go to the detail panel of your virtual card and click Block card for multi-use cards or Pause for subscription cards.


    ​

  2. Contact the merchant
    ​
    Reach out to the merchant involved and request the cancellation of the suspicious transaction.
    ​
    ​

  3. Notify Spendesk Support
    ​
    Email our support team at support@spendesk.com with the following details:

    • Cardholder's email

    • Date of the transaction

    • Transaction amount

    • Name of the supplier

    This information will help us investigate and potentially request a refund on your behalf.
    ​
    ​

  4. Complete a dispute form
    ​
    If the merchant does not reimburse you as requested, our team will provide you with a form to dispute the transaction.
    ​
    ​

  5. Investigation and refund process
    ​
    Once the form is completed, our support team will forward it to our banking partner. Our partner will investigate and decide if a refund is warranted.
    ​
    ​

Need help?

If you have any questions or need further assistance, please contact our support team.

Did this answer your question?