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⚖️ A short introduction to the difference between Spendesk and a bank
⚖️ A short introduction to the difference between Spendesk and a bank

Spendesk is not a traditional banking institution. Learn more in this article!

Updated over a year ago

Why is Spendesk different from a traditional banking institution?

We provide a payment solution to companies. However, a Spendesk account is not a "classic" business bank account. It is a payment account with the following distinctive features:

  • The balance of the account cannot be negative.

  • We do not offer loan possibilities.

In what are they similar?

This does not prevent your Spendesk account from facilitating the daily work of your teams by offering you the possibility to:

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